Finances

Life Lessons from the Radio ;)

LIVE: So I was driving to work the other morning, turned on the radio briefly, flipping through stations. The radio hosts started talking about the three main things people need in their lives to be happy (according to a study). #1 – To have close relationships. Whether that is with your spouse, friends, family. #2 – To be financially well. Meaning that you are not stressed out constantly by your finances, that you are not worried about having to pay next month’s rent, buy groceries, and so forth. #3 – That you know your purpose in life.

LEARN: It was interesting listening to this being discussed, made me self-reflect :)

#1 – Close relationships are everything. Some relationships we have to work on more than others, but in the end I think we are better off because of the people we associate with and the lessons we learn from each other. We experience all the ups and downs of life – together! We have a support system, close people who help build us up and keep us moving forward.

#2 – If I’m stressed about finances it’s hard to find happiness when my mind is constantly worrying about how I’m going to make a payment and make ends meet. Money is not everything in life. I do believe in the power of self-reliance however – financial independence. If we can financially provide for ourselves, families, and help others – what happiness and peace that can bring and to help relieve any unwanted stress and anxiety.

#3 – Discovering our purpose in life. No big deal, easy peasy right? Haha 😉 This is something I’ve pondered over and over again for myself. And I will always ponder this as a means of continual self-discovery and growth. I thought it was interesting when one of the hosts was sharing that he thought your ROLE is different that your PURPOSE. He was saying, for example, that if you’re a parent, that may be your role but is that your purpose? I’ll leave his comments out there for you to decide; however, I personally think this concept is more intertwined. I’m grateful for my faith and the sense of PURPOSE it gives me in my unique ROLE as a woman on this earth, as a wife, daughter, sister, friend, and contributor to society. I’ve always liked the saying that happiness is a journey, not a destination. I think that this can be applied to discovering our sense of purpose as well. I think it is a journey sometimes, and I’m grateful that I can learn through my unique ROLES in life and find purpose and happiness in them :)

BECOME: Not to sound cheesy basing all this off a radio talk show conversation 😉 haha…. But I do believe great joy can be found in developing relationships with not only close family and friends but those I interact with in various settings. Also by being financially responsible and self-reliant – what am I doing TODAY to support my family, community, others – not only today but in the FUTURE?! I will continually reflect on my unique role and purpose here on this earth, throughout the various stages of my life. I want to BECOME a little bit better each day, I want to live more meaningful and purposeful days :)  Because by doing so, I believe true happiness and joy is found. For me personally, that resolves so much around my faith and my family.

To Thrive.

Alright, my first official blog post. The pressure’s on 😉 ha. So I was road tripping back home today and was pondering what I wanted to share starting out. Given some of the recent events that have occurred over the last few days and months, I would like to talk briefly about money, that’s right honey! haha. (PS – I really like this quote, “Never Get So Busy Making a Living, That You Forget to Make a Life!”)

LIVE:These last few months have been crazy busy (and expensive)! Definitely life changing to say the least :) Not every day you get married to your very best friend who happens to live in another state! :) With that came a lot of life changes. I moved to Colorado, left my previous employer and friends, and am starting a brand new adventure in life! Not to mention, my husband and I had three wedding receptions in three different states ….. you think I’m crazy, I know. It was my idea haha 😉 … and went on a two week vacation – one week outside the US and another week in the US! Definitely a good time, but we have been very busy! Over the last few months we were also moving my belongings from various states, road tripping with a U-haul, and dealing with some major vehicle repair issues! We also had our dryer break which needed to be replaced in addition to some other major unforeseen expenses.

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Wedding Invitations For Days!

 

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Wedding Day! :)

 

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Wedding Reception x 3! :)

 

LEARN: Given all of the events that have taken place over these last few months, I’ve learned quite a bit. I’ve learned that weddings can be expensive! (hello, right? ha) Trying to budget for one of the biggest days/times in your life was hard, really hard! But that’s what my husband and I did. I continue to learn, and re-learn, that budgets are key and prioritizing what’s a want and whats a need is crucial. Does that mean I’m perfect at it? I try, but no, I am continually learning and improving. I also learned that moving personal belongings from various states adds up fast! Especially when I have to fill up a vehicle with premium gas (Ouch! but I love my baby! haha). I’m grateful my parents taught me the concept of saving, as well as paying tithing, because sometimes the most unexpected things happen! If you would have asked me a year ago today if I would be married and relocated to Colorado, well, I may have thought you were crazy :) haha jk. But for reals, I’ve learned that life happens everyday, and sometimes a WHOLE lotta life happens and we have to be prepared for it as best we can! Financially prepared! Take that as you may, but I think even in regards to a natural disaster, relief, retirement, rainy day… I just know that with so much of my life, as well as my husband’s life, transitioning and changing this is something that I have learned a lot about. I appreciate this life lesson and reminder to be prepared!

Enjoying life :)

Enjoying life :)

 

Roadtrips. Lots and lots of road trips :) And life lessons along the way!

Roadtrips. Lots and lots of road trips :) And life lessons along the way!

 

BECOME: Ok, so what does all this mean to me? To you?! What’s the point right? Well, with these life changes I’ve had and as I am getting older … well, hopefully not too old 😉 ha…. I am self adopting this motto: “I want to thrive! Not just survive.” How many of us are living paycheck to paycheck? Why is that?! Before you know it all your money is gone, bills, bills, and more bills! (Thank you, Destiny’s Child haha). That’s stressful! And to put it simply, no fun. No fun at all. Seriously though, I know we all go through ups and downs in this life, we all have different challenges, but personally for me I am determined that my finances will not be one of them. I feel very blessed in my life, and for that I am continually grateful. Does that mean I don’t work hard or worry about the “now” and the “future?!” No, of course not. No matter if my husband and I were earning $40,000 a year or $500,000+ a year, everyone needs a budget of some sort, in some way. I think we all want to live comfortable lives, one of the life lessons my parents taught me is to live within your means however, to budget responsibly, and to work hard, invest, and save! And to pay tithing of course :) While I’m starting a new job in my professional field, I’m also supplementing income part time, and my husband is working full time as well. I am so excited because we are working towards our personal and financial goals, towards financial freedom now and in the years ahead! Hard work pays off and  I’m so excited to be living the American dream, to have that opportunity, to learn to save and be prepared for the expected, as well as the unexpected! I want to live life to the fullest and give back to others! By thriving my husband and I will be able to do just that! :) For that, I am grateful! Today’s lesson learned? BECOME A THRIVER, NOT JUST A SURVIVOR :)